Do you want to know - how to take a home loan? How do you get a home loan to build your dream house? How to Get Home Home Loan All of this must have raised questions in your mind. You also want to take a home loan. And you will not know about taking a home loan. So you have come to the right place. There are many types of loans - such as Personal Loan, Business loan and Gold Loan. Of these, Home Loan comes also.
Understand a few details about it. Home loans are those loans. For making house/house money is borrowed in lending. Whom we pay in installments with interest. And how much do we have to pay? It depends on you And what we have to do Which documents will be needed? In addition to how home loan applies. All this information is mentioned below in Hindi- What is a Home loan Details in Hindi? (What is Home Loan?)
in his house. Or she wants to make her own house. But this is not possible in today's inflation. Because there is no need for 1000 or 10000 to build a house. Rather, it takes millions of money to build a house. First, the person will buy the land. If he has his own land. Then he does not need to buy land. But if there is no land, then the land must be purchased to build a house.
land. Then after that, the house-maker will buy stuff like cement, bricks, and was the other. Then after that, you will think of building a home. But for a common man, it is not possible at all. Because of all these reasons, he needs a home loan. With the help of which he can make a house with money.private banks or government banks. But he will give you only when you follow the conditions of them. The government has also given you many such schemes. With the help of which you can take money to build a home. That too without any loan Called the Prime Minister's Housing Scheme. There are many more such plans. The government has started the scheme for the poor.
common man. There is no such government scheme for them. That's why friends will have to buy home loan how do I take home loan?
If you want to take home loan then you can easily take it. You just have to follow some rules and regulations. This home loan I can get a loan from 10 lakh to 80 lakh and you have to pay the loan in the prescribed time. It is not that you will bend the loan simultaneously, you will have to pay the loan by giving a few installments of the forceअब हम आपको home loan के दस्तावेज(documents) बारे में बताएंगे और यह भी बताएंगे कि home loan लेने से पहले किन किन शर्तों का पालन करना होगा.
Terms of Home Loan: - Friends, if you take home loan, then every bank has different conditions, the general terms of which are- · Any bank with whom you want to take a loan should have your account in the same bank. · Bank gives loans up to 80% of the monthly gross accordingly. · If you have already taken any loan. So that loan you must first repay. After that you will give that bank loan. There are also many banks that give loans according to your land. · If you have a lot of buying land So you can easily get too much home loan.
Bank name List (Home Loan कहा-कहा से प्राप्त कर सकते हैं
Banks of all types can give you home loans but now we will tell you about some such banks which are very famous banks to provide home loan-
· SBI Bank
· HDFC Bank
· LIC Housing Finance
· ICICI Bank
· Axis Bank
· IDBI Bank
· Bank Of India
· Bank Of Baroda
These are the banks that will give you easy home loan. At the moment april 2019, interest rate has been 8% -11%. Before taking home loan from any bank, you must know the interest rate. And the bank at which the interest rate will be the lowest. It is a good idea to take home loan from the same bank.
Home Loan कैसे मिलेगा? Home loan Apply(आवेदन) कैसे करें?
Before taking a loan, you have to follow these things-
First of all you will have to go to the bank from where you want to get home loan.
After that you have to understand the process of taking loans and ask them how much you can give us the loan
After asking all this if you get the same loan. Take the loan from you as much as you want
· If you want to find another home loan So can you
Then you will have to ask about rate of interest if you like interest, then you can take loan from there.
· You also have to ask them how much kist you have every month and how long it is to pay the loan in how many years to pay
· After doing this, you will have to fill in the online form or offline form
· While filling the form, carefully insert your name address correctly
· Many of the many banks, I have a form fee to be paid. You also have to pay that
· After that you leave all the work bank on the hair
होम लोन लेने के लिए जरूरी दस्तावेज
Every bank asks for different types of documents to apply and we have given below some of the most essential documents-
· 5 Passport size photograph
· You have to give your own Aadharcard, PAN Card, Voter ID Card, Driving License
· Have complete address of where your house is
· You must have a copy of the State Subject and the monthly income
· You should have the certificate of the work you do
· You must have the passbook of the bank that you are applying for the loan, along with an entry of 6 months.
If you take all these documents with you then you will get home loan easily.Benefits of Home loan | Home Loan के लाभ
You will get many benefits from taking home loan such as-
· You can make a good home of your choice
· There will be no shortage of money.
· Interest will be good for you
· You can pay the loan for 10 years and if you have more money then you can repay the money by paying those funds in the bank.
· There will be no need to borrow or otherwise.
How do I get a home loan? How to get a home loan? You may have received help by reading this information. If you do not want to take a turn around the bank, you can take a loan even by any agent. You can meet him personally and get complete information.